Private Credit Intern

Job Type: Part-time internship

Location: Miami, FL (on-site)

Compensation: $16-18/hour

Schedule: Flexible hours

Reports To: Operations team

About Us

East Harbor is a private credit firm that provides secured loans to business owners acquiring trucks, heavy equipment, construction machinery, real estate, yachts, aircraft, and commercial vehicles. We're a collateral-first lender. We care more about the asset backing the loan than the borrower's credit score. Our portfolio includes over 200 active loans, a network of 200+ brokers sourcing deals nationwide, and a closing timeline of 2-4 weeks from submission to funding.

Small team based in Miami. Real capital moving on real deals. No simulations.

The Role

You'll support our operations and deal team across the full loan lifecycle, from the moment a broker submits a deal through underwriting, closing, and funding. You'll work with actual borrower files, coordinate with attorneys and title companies, and see firsthand how a private credit platform deploys capital against hard assets.

What You'll Do

• Review incoming deal packages for completeness: credit applications, financial statements, tax returns, bank statements, appraisals
• Organize and maintain loan files and closing packages across multiple entities
• Pull county records, verify borrower documentation, check UCC filings, and confirm lien positions as part of due diligence
• Coordinate with brokers, attorneys, title companies, and insurance agents on active closings
• Process invoices, track payments, and support accounts payable workflows
• Support compliance tasks including license renewals, OFAC screening, annual filings, and regulatory tracking
• Assist with wire screening and payment verification for funded deals

What We're Looking For

• Pursuing or recently completed a degree in Finance, Accounting, Economics, Engineering, Mathematics, Computer Science, or any quantitative field
• Detail-oriented. You catch things other people miss.
• Comfortable with spreadsheets and document-heavy workflows
• Self-directed. You figure out what needs doing without being told twice.
• Curious about private credit, commercial lending, or asset-backed finance
• Bilingual (English/Spanish) is a plus
• Based in or able to commute to Miami, FL

You Don't Need

• Prior lending or finance experience. We'll teach you.
• A perfect GPA. We care more about how you think.
• Every qualification above. If you're sharp and motivated, apply.

What You'll Walk Away With

• Working knowledge of how a private credit platform operates, from deal sourcing through funding and servicing
• Hands-on experience with real underwriting files, collateral valuations, title searches, and closing coordination
• Understanding of secured lending structures: LTV, lien positions, UCC filings, appraisals, insurance requirements
• Mentorship from a senior operations team at a firm scaling toward $1B
• Career development in one of the fastest-growing segments of finance

Challenges You Should Know About

• You'll be managing documents across 200+ active loans and multiple legal entities. Organization isn't optional.
• Our deals involve real estate, yachts, aircraft, and heavy equipment. Every asset class has different paperwork and you'll need to learn the differences.
• We move fast with a small team. You won't have someone checking your work at every step.
• Private credit has a learning curve. The first two weeks will feel overwhelming and that's normal.

East Harbor is an equal opportunity employer.