Credit Operations Associate — Private Lending
Compensation: $65,000–$95,000
Location: Miami (Doral), FL (On-Site)
Reports To: CEO / Operations
The Role
East Harbor Financial is hiring a Closing Agent to own deal execution from approval through funding. Our team closes secured loans on marine vessels, aircraft, commercial real estate, and charter fleets — this isn't the same loan type on repeat. You'll manage documentation, perfect liens, coordinate all parties, and ensure seamless operational execution on every transaction. We close in 2–4 weeks, so precision and speed both matter here.
What You'll Do
- Manage the closing process end-to-end across multiple collateral types — marine, real estate, aircraft, and commercial equipment
- Ensure every closing package is complete, accurate, and audit-ready — you're the last line of defense before we fund
- Perfect lien positions by recording mortgages, and confirming lien status
- Coordinate funds flows, disbursements, broker fees, prepaid interest, and escrow figures through to settlement
- Liaise with borrowers, attorneys, title companies, and insurance providers to keep closings on schedule
- Conduct pre-close and post-close due diligence — ensure all compliance documentation, KYC/AML deliverables, and deal files are complete before funding
- Identify process improvements to streamline closing workflows as deal volume scales
Required
- 2+ years in loan closing, settlement, credit operations, or lending operations — or an accounting/paralegal background with direct lending exposure
- We prioritize capability over tenure — if you have fewer years but can demonstrate sharp analytical thinking and a strong body of work, we want to hear from you
- Accounting or finance background — you'll reconcile figures, manage funds flows, and work with financials daily
- Working knowledge of loan documentation: promissory notes, UCC filings, title insurance, security agreements
- Ability to manage multiple closings with competing deadlines in a fast-paced environment
- Bachelor's degree in Accounting, Finance, Business, or Paralegal Studies
Preferred
- Experience with non-traditional collateral (marine vessels, aircraft, specialty equipment)
- Familiarity with KYC/AML compliance, post-close portfolio monitoring, or loan servicing platforms (LoanPro)
- Experience coordinating with credit committees or investment operations teams
- Bilingual English/Spanish
About East Harbor Financial
We're a private credit firm in Doral, FL specializing in collateral-first, high-yield secured loans. We operate with institutional standards — CECL-compliant, audited by Cherry Bekaert, full KYC/AML framework — but at startup speed. Our closing team directly enables every dollar we deploy. Nothing funds without a clean close. This role has clear growth potential into closing team lead or operations management as we scale.
Apply: Send your resume to [email protected] — if you've closed deals on non-traditional collateral, highlight it.
East Harbor Financial is an equal opportunity employer.