Commercial Loan Officer — Private Lending

Miami, FL
Full Time
Mid Level

Compensation: $70,000–$130,000
Location: Miami (Doral), FL (On-Site)
Reports To: CEO

The Role

East Harbor Financial is hiring a Deal Originator to source, structure, and advance new lending opportunities across marine vessels, aircraft, real estate, and commercial vehicles. This is a revenue-generating seat — you'll own the pipeline from initial sourcing through credit committee presentation and underwriting handoff. Our team closes deals in 2–4 weeks, and a full-production originator here can realistically book well into six figures with commission.

What You'll Do

  • Source and evaluate new lending opportunities through broker relationships, direct outreach, and industry events
  • Build and manage a referral network of intermediaries, attorneys, financial advisors, and deal brokers across our target asset classes
  • Perform preliminary credit analysis — borrower financials, tax returns, collateral valuation, and deal sizing — before advancing to underwriting
  • Structure deal terms alongside our CFO — loan amount, rate, LTV, and collateral requirements
  • Present deals to our credit committee with a clear investment thesis and risk assessment
  • Maintain pipeline reporting and deal flow visibility to senior leadership
  • Conduct due diligence coordination with borrowers, attorneys, and third-party vendors
  • Represent the firm at conferences and networking events in marine, aviation, real estate, and specialty finance

Required

  • 3+ years in deal origination, business development, or relationship management in lending, private credit, or financial services
  • We prioritize capability over tenure — if you have fewer years but can demonstrate sharp analytical thinking and a strong body of work, we want to hear from you
  • Demonstrated ability to source and close deals — we value results over resumes
  • Accounting or finance background with comfort in financial modeling, reading financials, and analyzing tax returns
  • Existing network in marine, real estate, aircraft, or the broker community that serves these asset classes
  • Bachelor's degree in Finance, Accounting, Economics, or related field

Preferred

  • Direct experience in private credit, specialty lending, or alternative lending
  • Familiarity with UCC filings, title/lien searches, collateral valuation, or asset-based lending structures
  • Experience presenting to credit committees or investment committees
  • Bilingual English/Spanish

About East Harbor Financial

We're a private credit firm in Doral, FL specializing in high-yield, short-duration secured loans across non-traditional collateral. We operate with an institutional compliance framework — CECL-compliant, KYC/AML, audited by Cherry Bekaert — at an entrepreneurial pace. No layers of bureaucracy between our team and funded deals. This role has a direct path to shaping how we scale originations as the firm grows.

Apply: Send your resume to [email protected] — include a deal sheet or track record summary if you have one.

East Harbor Financial is an equal opportunity employer.

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